BELONG TERMS OF SERVICE

Last Updated: 03/13/2026

These Terms of Service (“Terms”) govern your access to and use of the Belong platform, including the Belong mobile application, website, and related services (collectively, the “Services”).

The Services are operated by Belong Entertainment Inc. (“Belong,” “we,” “our,” or “us”).

By accessing or using the Services you agree to these Terms.

If you do not agree, do not use the Services.

  1. About Belong

Belong is a fan engagement and financial infrastructure platform that connects fans, artists, and brands through identity, rewards, and financial tools.

Belong is pioneering FanTech, a category combining fan engagement with financial infrastructure to enable new economic relationships between fans and culture. 

Belong provides software services that may enable users to:

  • create a fan identity profile

  • access rewards and experiences

  • participate in community engagement

  • use financial tools such as payment cards or accounts

Belong is not a bank and does not hold customer deposits.

Certain financial services available through the Services are provided by regulated financial institutions and partners.

  1. Financial Services and Banking Partners

Financial services made available through the Belong platform are provided by regulated financial partners.

Banking services are provided by:

Middlesex Federal Savings, F.A.

Member FDIC

These services may include:

  • payment card issuance

  • account funding

  • funds transfer

  • transaction processing

  • compliance and identity verification

Belong works with financial technology partners and service providers to enable these services.

These may include partners responsible for:

  • card issuing and processing

  • identity verification and fraud prevention

  • bank account connectivity

  • payment network infrastructure

Separate agreements may apply to financial products and services.

Those agreements will be provided to you when applicable.

Payment cards available through the Belong platform may operate on the Mastercard® payment network or other payment networks depending on the specific program.

  1. Alpha and Beta Testing

Belong may release features in Alpha, Beta, or other testing phases.

During these periods:

  • features may change

  • services may be incomplete

  • interruptions or bugs may occur

By using pre-release features you acknowledge that these services are experimental.

  1. Eligibility

You must meet the following requirements to use the Services:

  • be at least 18 years old

  • reside in a supported jurisdiction

  • comply with identity verification requirements

  • agree to these Terms

Belong may refuse or restrict access at its discretion or when required by law.

5. Account Registration

To use certain features you must create a Belong account.

You agree to:

  • provide accurate information

  • maintain security of your login credentials

  • notify us immediately of unauthorized use

You are responsible for all activity under your account.

6. Identity Verification (KYC)

Because Belong integrates financial services, users may be required to complete identity verification.

This may include:

  • government ID verification

  • biometric checks

  • address verification

  • sanctions and compliance screening

Verification may be performed by third-party compliance providers.

Belong may suspend or restrict accounts that fail verification requirements.

Belong and its financial partners may monitor transactions for compliance with anti-money laundering (AML), fraud prevention, and regulatory requirements. Accounts or transactions may be restricted, delayed, or blocked if required by law or regulatory obligations.

7. Payment Cards and Financial Accounts

Belong may enable users to access debit cards or other financial products issued by partner banks.

These cards may be used for:

  • purchases

  • transactions

  • fan rewards programs

  • access to platform benefits

Use of payment cards is governed by the Cardholder Agreement provided by the issuing bank.

Belong does not control or guarantee banking services provided by third-party financial institutions.

8. Third-Party Services

Belong relies on third-party service providers to operate parts of the platform.

These may include providers of:

  • payment processing

  • bank connectivity

  • identity verification

  • fraud detection

  • payment network infrastructure

8A. Bank Account Connectivity

Belong may allow users to connect external financial accounts through third-party providers such as Plaid Inc. By connecting a bank account, you authorize Belong and its service providers to access and retrieve account information as necessary to provide the Services.

Plaid processes your information in accordance with its own privacy policy and terms.

Your use of certain services may be subject to additional terms from these providers.

Belong is not responsible for services provided by third parties.

9. Rewards, Drops, and Experiences

Belong may offer rewards including:

  • merchandise

  • event access

  • digital content

  • exclusive experiences

  • promotional offers

Rewards:

  • may be limited in quantity

  • may require eligibility criteria

  • may change or be discontinued at any time

Belong may modify rewards programs without notice.

10. Acceptable Use

You agree not to:

  • engage in fraudulent activity

  • violate financial regulations

  • attempt to bypass platform security

  • use automated bots or scripts

  • impersonate another person

  • manipulate rewards systems

Belong may suspend accounts suspected of abuse.

11. Fees

Some services may involve fees including:

  • transaction fees

  • ATM fees

  • service charges

All applicable fees will be disclosed prior to use.

12. Intellectual Property

All platform content, technology, trademarks, and software are owned by Belong or its licensors.

Users may not:

  • copy platform technology

  • reverse engineer the Services

  • reproduce Belong branding without permission

13. Privacy

Your use of Belong is governed by our Privacy Policy, which explains how personal data is collected, used, and protected.

14. Service Availability

Belong does not guarantee uninterrupted service.

The platform may experience:

  • downtime

  • maintenance

  • third-party interruptions

Belong is not liable for service disruptions.

15. Disclaimers

The Services are provided “as is” and “as available.”

Belong makes no warranties regarding:

  • availability

  • reliability

  • accuracy

  • uninterrupted operation

16. Limitation of Liability

To the maximum extent permitted by law, Belong will not be liable for:

  • indirect damages

  • lost profits

  • loss of data

  • financial losses caused by third-party services

Total liability will not exceed the greater of:

  • $100

  • the amount paid by you to Belong in the past 12 months

17. Arbitration and Dispute Resolution

Any dispute arising from these Terms will be resolved through binding arbitration rather than court proceedings, except where prohibited by law.

Users waive the right to participate in class actions.

18. Governing Law

These Terms are governed by the laws of the State of Delaware.

19. Changes to Terms

Belong may update these Terms periodically.

Material updates will be communicated through:

  • the app

  • email

  • the website

Continued use constitutes acceptance of updated Terms.

20. Contact

Belong Entertainment Inc.

1177 Avenue of the Americas, 5th Floor, New York, NY 10036

Email: hello@belongrewards.com

GET THE BELONG APP

Join the waitlist and start
earning your way in.

🇺🇸 US Only

Scan to join

Belong Entertainment Inc. 

1177 Avenue of the Americas, 5th Floor, New York, NY 10036

support@belongrewards.com

© 2026 Belong Entertainment Inc. All rights reserved.

Belong Entertainment Inc. is a financial technology company and is not a bank.

Banking services are provided by Middlesex Federal Savings, F.A., Member FDIC.

The Belong Card is issued by Middlesex Federal Savings, F.A. pursuant to a license from Mastercard® and may be used wherever Mastercard is accepted.

Funds are held by Middlesex Federal Savings, F.A. and are FDIC insured up to applicable limits.

Belong provides technology and program management services and partners with regulated financial institutions to enable financial services.

Terms and conditions apply. See Cardholder Agreement, Terms of Service, and Privacy Policy for more details.

GET THE BELONG APP

Join the waitlist and start
earning your way in.

🇺🇸 US Only

Scan to join

Belong Entertainment Inc. 

1177 Avenue of the Americas, 5th Floor, New York, NY 10036

support@belongrewards.com

© 2026 Belong Entertainment Inc. All rights reserved.

Belong Entertainment Inc. is a financial technology company and is not a bank.

Banking services are provided by Middlesex Federal Savings, F.A., Member FDIC.

The Belong Card is issued by Middlesex Federal Savings, F.A. pursuant to a license from Mastercard® and may be used wherever Mastercard is accepted.

Funds are held by Middlesex Federal Savings, F.A. and are FDIC insured up to applicable limits.

Belong provides technology and program management services and partners with regulated financial institutions to enable financial services.

Terms and conditions apply. See Cardholder Agreement, Terms of Service, and Privacy Policy for more details.

GET THE BELONG APP

Join the waitlist and start
earning your way in.

🇺🇸 US Only

Scan to join

Belong Entertainment Inc. 

1177 Avenue of the Americas, 5th Floor, New York, NY 10036

support@belongrewards.com

© 2026 Belong Entertainment Inc. All rights reserved.

Belong Entertainment Inc. is a financial technology company and is not a bank.

Banking services are provided by Middlesex Federal Savings, F.A., Member FDIC.

The Belong Card is issued by Middlesex Federal Savings, F.A. pursuant to a license from Mastercard® and may be used wherever Mastercard is accepted.

Funds are held by Middlesex Federal Savings, F.A. and are FDIC insured up to applicable limits.

Belong provides technology and program management services and partners with regulated financial institutions to enable financial services.

Terms and conditions apply. See Cardholder Agreement, Terms of Service, and Privacy Policy for more details.

GET THE BELONG APP

Join the waitlist and start
earning your way in.

🇺🇸 US Only

Belong Entertainment Inc. 

1177 Avenue of the Americas, 5th Floor, New York, NY 10036

support@belongrewards.com

© 2026 Belong Entertainment Inc. All rights reserved.

Belong Entertainment Inc. is a financial technology company and is not a bank.

Banking services are provided by Middlesex Federal Savings, F.A., Member FDIC.

The Belong Card is issued by Middlesex Federal Savings, F.A. pursuant to a license from Mastercard® and may be used wherever Mastercard is accepted.

Funds are held by Middlesex Federal Savings, F.A. and are FDIC insured up to applicable limits.

Belong provides technology and program management services and partners with regulated financial institutions to enable financial services.

Terms and conditions apply. See Cardholder Agreement, Terms of Service, and Privacy Policy for more details.